Overtime the financial markets can experience sustained periods of growth which provide tremendous opportunities to build wealth, however history reveals that financial storms will occur.  Investment strategies, retirement goals and financial plans are only as good as their ability to weather these financial storms. Our Wealth Strategies are designed to seek growth opportunities when appropriate while vigilantly protecting wealth when prudent.  We integrate this core investment belief into our practice with the 5 step investment process.

Step 1: Identify Core Investment Positions

We start by drilling into our extensive investment data resources to research firms that manage investment strategies that match our core investment philosophy. Next we screen the firms on management history, assets under management, upside participation, downside protection,  and portfolio diversification to identify potential Core Investment Positions. Core Investment Positions are “full market” solutions, designed to protect investors from severe losses in down markets while providing quality participation in rising markets. The Core Investment Positions will be the largest holdings in the investment portfolio.

Step 2: Identify Supporting Investment Positions

We add smaller supporting investment positions that implement strategies that compliment our Core Investment Positions. The supporting positions are designed to increase diversification and target specific opportunities.

Step 3: Monitor the Supporting Investment Positions

While the Core Investment Positions are full market solutions, some of the supporting investment positions may not be. Therefore we monitor all supporting investment positions for changes in market trends and leadership. Adjustments may be made to the supporting investment positions to either capitalize on opportunities when they present themselves or to protect capital when appropriate. 

Step 4: Targeted Portfolio Rebalancing

We proactively set upside and downside price targets to initiate our on our portfolio rebalancing process. This helps to keep the portfolio near to the intended allocation and smooth out the investor experience. Basically we seek to harvest gains during rising markets and replanting the fields during periods of market weakness.

Step 5: Investment Position Alerts & Review

In addition to monitoring the supporting positions for trend changes and sell signals, we implement proactive alerts on all investment positions held in our clients’ accounts. These alerts notify us of material changes to the investment position, managing firm, investment strategy, or analyst reviews that may require our attention.

No strategy assures success or protects against loss. Investing involves risk including loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified protfolio. Diversification does not protect against market risks.